# Privacy Policy
**ConnectionValue Inc.** (hereinafter "the Company") establishes and discloses this Privacy Policy in accordance with applicable laws, including the Personal Information Protection Act, to protect users' personal information and to promptly and smoothly handle related grievances.
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## 1. Personal Information Collected and Collection Methods
### 1.1 Personal Information Directly Collected by the Company
MemWallet (hereinafter "the App") **does not require account registration or login**. Card information entered by users (titles, memos, images, etc.) is **stored only on the user's device** and is not transmitted to the Company's servers.
### 1.2 Information Automatically Collected During Service Use
The following information may be automatically collected during use of the App.
| Collected Items | Purpose | Collected By |
|-----------------|---------|--------------|
| Device identifiers (advertising ID, device model, OS version) | Personalized advertising, app analytics | Google AdMob, Firebase Analytics |
| App usage statistics (screen views, events) | Service improvement and statistical analysis | Firebase Analytics |
| Crash logs (error information, device state) | App stability improvement and bug fixes | Firebase Crashlytics |
| Push notification tokens (device tokens) | Sending push notifications | OneSignal |
| Purchase information (subscription status, payment history) | In-app subscription management and purchase restoration | RevenueCat |
| App version, platform information | App update notifications, maintenance management | Firebase Remote Config |
### 1.3 Device Access Permissions
The App uses the following device access permissions.
| Permission | Purpose | Required |
|------------|---------|----------|
| Camera | Capturing membership/coupon images | Optional |
| Photos/Gallery | Selecting existing images | Optional |
| Internet | Integration with external services such as ads, push notifications, and subscription management | Required |
| Notifications | Receiving push notifications | Optional |
Images selected via camera or gallery are **stored only in the user's device internal storage** and are not transmitted to external servers.
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## 2. Purpose of Collection and Use of Personal Information
The Company uses collected personal information for the following purposes.
| Purpose | Details |
|---------|---------|
| Service provision | Providing and maintaining core app features (card management) |
| Service improvement | Improving features through analysis of app usage statistics |
| App stability | Resolving errors through crash log collection |
| Advertising | Displaying personalized ads through Google AdMob |
| Push notifications | Sending service-related notifications and announcements |
| Subscription management | Verifying premium subscription status and restoring purchases |
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## 3. Provision of Personal Information to Third Parties
The Company does not, in principle, provide users' personal information to external parties. However, the following third-party services may collect and process user information for app operations.
| Recipient | Items Provided | Purpose | Retention Period |
|-----------|---------------|---------|-----------------|
| Google LLC (Firebase Analytics) | Device information, app usage statistics | Service analysis and improvement | Per Google's Privacy Policy |
| Google LLC (Firebase Crashlytics) | Crash logs, device state information | App stability improvement | Per Google's Privacy Policy |
| Google LLC (AdMob) | Advertising ID, device information, usage patterns | Personalized advertising | Per Google's Privacy Policy |
| OneSignal Inc. | Device tokens, push subscription status | Sending push notifications | Per OneSignal's Privacy Policy |
| RevenueCat Inc. | Purchase information, subscription status | In-app subscription management | Per RevenueCat's Privacy Policy |
For details on how each third-party service processes personal information, please refer to their respective privacy policies.
- Google: <https://policies.google.com/privacy>
- OneSignal: <https://onesignal.com/privacy_policy>
- RevenueCat: <https://www.revenuecat.com/privacy>
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## 4. Personalized Advertising
The App provides **personalized advertising** through Google AdMob. Personalized ads display relevant advertisements based on users' interests and app usage patterns.
- **Information collected**: Advertising identifiers (ADID/IDFA), app usage patterns, device information
- **How to opt out of ad personalization**:
- Android: Settings > Google > Ads > Enable "Opt out of Ads Personalization"
- iOS: Settings > Privacy & Security > Tracking > Disable "Allow Apps to Request to Track"
- **Premium subscription**: All ads are removed with a premium subscription.
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## 5. Retention and Use Period of Personal Information
### 5.1 Data Stored on Device
Card data stored by users in the App (titles, memos, images, etc.) is kept only on the device. **All data is permanently deleted when the App is uninstalled.** The Company cannot access this data.
### 5.2 Automatically Collected Data
The retention period for data collected through third-party services follows each service provider's privacy policy.
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## 6. Procedures and Methods for Destroying Personal Information
### 6.1 Data on Device
- **App deletion**: Uninstalling the App deletes all card data and settings stored on the device.
- **Individual deletion**: Individual cards can be deleted within the App.
### 6.2 Third-Party Service Data
- **Advertising ID reset**: The advertising ID can be reset in device settings.
- **Push notification opt-out**: Push notifications can be disabled in App settings or device settings.
- **Per-service deletion**: Data collected by third-party services can be requested for deletion according to each service's policies.
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## 7. Users' Rights and How to Exercise Them
Users may exercise the following rights in accordance with applicable privacy laws.
1. **Request information about personal data processing**: Confirm the items of personal information collected and the purpose of use.
2. **Request deletion of personal information**: Delete data on the device by uninstalling the App and request data deletion from third-party services.
3. **Opt out of ad personalization**: Refuse personalized ads through device settings.
4. **Opt out of push notifications**: Refuse push notifications through App or device settings.
For exercising the above rights or inquiries regarding personal information, please contact the Privacy Officer below, and we will take prompt action.
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## 8. Measures to Ensure the Security of Personal Information
The Company takes the following measures to securely manage users' personal information.
1. **Local storage**: Users' card data is stored only in the device's internal storage and is not transmitted to external servers.
2. **Secure communication**: HTTPS encryption protocol is used for communication with third-party services.
3. **Minimum collection principle**: Only the minimum information necessary for service operation is collected.
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## 9. Protection of Children's Personal Information
The App is available to users of all ages. The Company does not intentionally collect personal information from children under the age of 14. If we become aware that personal information of a child under 14 has been collected, we will take reasonable steps to promptly delete such information.
If a legal guardian has inquiries regarding the processing of a child's personal information, please contact the Privacy Officer below.
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## 10. Privacy Officer
The Company designates a Privacy Officer as follows to oversee personal information processing and to handle user complaints and remedies.
| Item | Details |
|------|---------|
| Company | ConnectionValue Inc. |
| Representative | Hyeonseung Kim |
| Privacy Officer | Hyeonseung Kim |
| Email | [email protected] |
| Address | 4F, 401-38, 31-11 Yesul-gil, Dong-gu, Gwangju, Republic of Korea |
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## 11. Remedies for Rights Infringement
Users may contact the following organizations for dispute resolution or consultation regarding personal information infringement.
| Organization | Contact | Website |
|-------------|---------|---------|
| Personal Information Dispute Mediation Committee | 1833-6972 | <https://www.kopico.go.kr> |
| Personal Information Infringement Report Center | 118 | <https://privacy.kisa.or.kr> |
| Supreme Prosecutors' Office Cyber Investigation Division | 1301 | <https://www.spo.go.kr> |
| National Police Agency Cyber Bureau | 182 | <https://ecrm.cyber.go.kr> |
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## 12. Changes to This Privacy Policy
This Privacy Policy is effective from the enforcement date. If there are additions, deletions, or modifications due to changes in laws or services, we will notify users through in-app notices at least 7 days prior to the implementation of such changes.
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**Effective Date**: March 27, 2025